/house-solid%20copy.svg "Care Source Solutions Logo"){kind=small}
LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$300,000
|
$300,000
|
$300,000
|
$
|
$
|
|
$36,500*
|
|
|
Monthly Benefit
|
$6,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
Inflation Benefit
|
Not Included
|
1% Compound
|
3% Compound
|
Not Included
|
Not Included
|
|
|
|
|
Nonforfeiture Benefit
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$300,000
|
|
Monthly Benefit
|
$6,000
|
|
Inflation Benefit
|
Not Included
|
|
Nonforfeiture Benefit
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$62.30
$62.30
$62.30
$62.30
$62.30
$62.30
$62.30
$62.30
$62.30
$62.30
$62.30
$62.30
$62.30
$64.68
$67.21
$69.99
$72.84
$75.84
$79.01
$82.34
$85.90
$89.54
$93.02
$97.14
$101.49
$106.09
$110.99
$115.50
$121.13
$127.22
$133.79
$140.84
$147.73
$155.96
$164.99
$174.64
$185.01
$193.33
$206.07
$220.56
$236.63
$254.36
$270.44
$292.60
$317.54
$345.16
$375.65
$408.81
$444.75
$483.46
$524.88
$569.05
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$300,000
|
|
Monthly Benefit
|
$6,000
|
|
Inflation Benefit
|
1% Compound
|
|
Nonforfeiture Benefit
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$90.96
$90.96
$90.96
$90.96
$90.96
$90.96
$90.96
$90.96
$90.96
$90.96
$90.96
$90.96
$90.96
$94.43
$98.13
$102.17
$105.61
$109.97
$113.77
$118.56
$122.83
$128.04
$132.08
$136.96
$143.10
$148.51
$154.28
$160.55
$167.15
$174.29
$181.95
$191.53
$199.42
$208.98
$219.43
$230.52
$242.36
$251.32
$265.82
$282.31
$302.88
$323.03
$340.74
$365.75
$393.74
$424.55
$458.28
$498.75
$538.15
$580.16
$624.60
$671.47
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$300,000
|
|
Monthly Benefit
|
$6,000
|
|
Inflation Benefit
|
3% Compound
|
|
Nonforfeiture Benefit
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$187.53
$187.53
$187.53
$187.53
$187.53
$187.53
$187.53
$187.53
$187.53
$187.53
$187.53
$187.53
$187.53
$194.68
$202.31
$210.65
$219.23
$226.76
$234.65
$242.88
$250.81
$257.86
$263.24
$270.04
$277.06
$285.36
$293.01
$300.31
$307.65
$315.50
$326.44
$336.60
$347.14
$360.26
$372.86
$387.70
$401.47
$411.78
$430.69
$449.93
$473.26
$498.55
$519.23
$550.08
$584.26
$621.30
$661.13
$703.16
$747.19
$792.88
$839.80
$887.71
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$50,000
|
$100,000
|
$200,000
|
$
|
$
|
|
$36,500*
|
|
|
Monthly Benefit
|
$1,000
|
$6,000
|
$4,000
|
$
|
$
|
|
|
|
|
Inflation Benefit
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Nonforfeiture Benefit
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$50,000
|
|
Monthly Benefit
|
$1,000
|
|
Inflation Benefit
|
Not Included
|
|
Nonforfeiture Benefit
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$22.32
$22.32
$22.32
$22.32
$22.32
$22.32
$22.32
$22.32
$22.32
$22.32
$22.32
$22.32
$22.32
$22.72
$23.11
$23.58
$23.98
$24.46
$24.93
$25.41
$25.96
$26.43
$26.99
$27.55
$28.10
$28.73
$29.37
$29.92
$30.63
$31.51
$32.37
$33.32
$34.36
$35.46
$36.73
$38.07
$39.50
$40.77
$42.51
$44.41
$46.47
$48.76
$50.51
$53.43
$56.76
$60.48
$64.67
$69.27
$74.26
$79.72
$85.57
$91.91
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$100,000
|
|
Monthly Benefit
|
$6,000
|
|
Inflation Benefit
|
Not Included
|
|
Nonforfeiture Benefit
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$27.78
$27.78
$27.78
$27.78
$27.78
$27.78
$27.78
$27.78
$27.78
$27.78
$27.78
$27.78
$27.78
$28.57
$29.45
$30.40
$31.35
$32.30
$33.41
$34.51
$35.70
$36.88
$38.16
$39.50
$40.85
$42.27
$43.77
$45.04
$46.71
$48.61
$50.66
$52.96
$55.26
$57.87
$60.72
$63.65
$66.89
$69.51
$73.31
$77.58
$82.33
$87.56
$91.98
$98.48
$105.84
$114.07
$123.10
$133.07
$143.84
$155.48
$167.98
$181.37
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$200,000
|
|
Monthly Benefit
|
$4,000
|
|
Inflation Benefit
|
Not Included
|
|
Nonforfeiture Benefit
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$41.56
$41.56
$41.56
$41.56
$41.56
$41.56
$41.56
$41.56
$41.56
$41.56
$41.56
$41.56
$41.56
$43.14
$45.20
$47.42
$49.63
$52.01
$54.46
$56.92
$59.53
$62.14
$64.60
$67.45
$70.37
$73.54
$76.78
$79.56
$83.28
$87.32
$91.75
$96.42
$101.09
$106.63
$112.57
$118.98
$125.79
$131.17
$139.57
$148.98
$159.60
$171.23
$181.76
$196.41
$212.80
$231.01
$251.11
$272.96
$296.71
$322.28
$349.91
$379.36
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov